Master of Disaster
By the way this does not get any prettier for Nancy. Insurance Fraud being at its worst here some type of Discovery attempt could be made to determine if she was aware of what he did with the money.
This would make her party to the fraud.
Her best bet would be to pay it back and walk away.
As a matter of act she should go to the bank right now and get the check made.
As for the Church, if someone was able to discover an email or text from someone in the Church suggesting that he use the money for something for the Church then that would lean towards party to the fraud.
At least for the individual, not necessarily the Church.
Unless someone were to find proof of suggestion from someone higher up within the organization.
This is why I think Nancy is essentially broke. If she had the money to make this go away, she would have paid it to avoid the negative PR.
I'm not sure if discovery procedures would find a link to the Church. they are usually pretty savvy about not putting these things in writing. The crush reg sessions happen inside the org, verbally. I would not be surprised if the org had devices to detect recording devices in the room.